CRD #126201 · FINRA BrokerCheck + SEC IAPD

X-Change Financial Access, LLC

According to FINRA BrokerCheck disclosure totals used on PlainAdvisorCheck graded firms, X-Change Financial Access, LLC ranks #172 of 20,055 by disclosure count (most disclosures first). Among firms registered in IL, it ranks #8 of 200 on the same disclosure sort used on the state browse page. X-Change Financial Access, LLC carries 33 BrokerCheck disclosures across 2 branch offices - heavy load for a small firm, earning a Grade F.

Verify on FINRA BrokerCheck → Browse all firms
Grade F
Safety grade
2
branch offices
33
disclosures
#172 of 20,055
disclosure rank · graded

FINRA BrokerCheck disclosure docket

CRD record 126201 X-Change Financial Access, LLC

X-Change Financial Access, LLC · Grade F · 33 disc · 16.50/office · Small firm

  • CRD 126201
  • GRADE F
  • DISC 33
  • REG 33
  • ARB 0
  • CIV 0
  • BRANCH 2
  • PER-OFF 16.50
  • RANK #172 of 20,055
  • BOOK Small firm

Intensity peers

Nearest same-size peer: Lightspeed Financial Services Group LLC (15.67 disc/office)

Lightspeed Financial Se…15.67Susquehanna Investment …14.00IMC Financial Markets20.00X-Change Financial … (this)16.50
Disclosures per office among small firm peers (lower is cleaner)

X-Change Financial Access, LLC ranks #172 of 20,055 by disclosure count among graded broker-dealers; heavy load at 16.50 disclosures per office. Verify on FINRA BrokerCheck →

PlainAdvisorCheck rating 1/5 - an editorial, size-normalized signal, not a regulatory determination. Always verify the underlying record on FINRA BrokerCheck before engaging an advisor.

Data updated July 2026

Branch offices

2 offices

FINRA: Small firm

Total disclosures

33 events

On FINRA BrokerCheck

Regulatory events

33 actions

100% of all disclosures

Disclosures per office

16.50 per office

33 ÷ 2 offices

Disclosure Intensity

Disclosures per branch office, the firm's disclosure load relative to its operating footprint.

X-Change Financial Access, LLC - disclosures per branch office 100.0%
Typical multi-office firm

Most multi-office firms sit below ~0.5 disclosures per branch; values above 1.0 are notably high for the footprint.

Disclosure Breakdown

Disclosure Type Count
Regulatory Events 33
Arbitrations 0
Civil Events 0
Total 33

Counts for X-Change Financial Access, LLC reflect events reported on FINRA BrokerCheck as of July 2026. Disclosures are reported events, not proven violations.

Disclosure category share

Regulatory 33 Arbitration 0 Civil 0

Firm Details

Firm Size
Small
Scope
ACTIVE
Location
Chicago, IL, 60606
Formed
04/09/2001
State of Formation
Illinois
CRD Number
126201
SEC Number
65860

Regulator-heavy mix

X-Change Financial Access, LLC in the heavier-disclosure third

X-Change Financial Access, LLC carries 33 BrokerCheck disclosures across 2 branch offices - a heavier-third raw book among graded firms (#172 of 20,055). Regulator-initiated events are 100% of the book (33 regulatory / 0 arbitration / 0 civil).

100% of X-Change Financial Access, LLC's 33 disclosures are regulator-initiated (33 events). Verify on FINRA BrokerCheck ↗ · how disclosures are interpreted.

Educational summary of X-Change Financial Access, LLC's disclosure book - not financial advice. Disclosures are reported events, not proven violations; consult a licensed advisor before decisions.

Illinois cohort · 6.48× state average

X-Change Financial Access, LLC sits above the Illinois disclosure average

X-Change Financial Access, LLC reports 33 BrokerCheck disclosures, 6.48× the Illinois average of 5.1 across 200 graded firms with a principal-office state on file.

In Illinois, 99 firms carry Grade A and 8 carry Grade F on the same size-normalized scale.

Average uses graded firms with a principal-office state on file, not a full 50-state census. Open the Illinois state book →

Source: FINRA BrokerCheck & SEC IAPD Public Disclosure Data

Frequently Asked Questions

Where does X-Change Financial Access, LLC sit among graded broker-dealers by disclosure count?
According to FINRA BrokerCheck disclosure totals used on PlainAdvisorCheck graded firms, X-Change Financial Access, LLC ranks #172 of 20,055 by disclosure count (most disclosures first). Among firms registered in IL, it ranks #8 of 200 on the same disclosure sort used on the state browse page. Ordinals match the disclosure-first sort documented on our methodology corpus-placement section. A high disclosure rank is not automatically a finding of wrongdoing; larger firms accumulate more reported events. Always review the underlying FINRA BrokerCheck detail before engaging.
What does a grade of F mean for X-Change Financial Access, LLC?
A grade of F reflects X-Change Financial Access, LLC's disclosure intensity, its weighted disclosure load per branch office, ranked against other firms of a similar size (small firm). It carries 33 total disclosures across 2 branch offices. Review the specific disclosures on FINRA BrokerCheck before engaging.
How many FINRA disclosures does X-Change Financial Access, LLC have?
X-Change Financial Access, LLC has 33 total FINRA disclosures, including 33 regulatory events. Disclosures reflect reported events on FINRA BrokerCheck and do not necessarily indicate proven violations.
How big is X-Change Financial Access, LLC?
X-Change Financial Access, LLC operates 2 branch offices and is classified by FINRA as a small firm, registered in IL (Small firm). FINRA BrokerCheck publishes branch-office counts but not a firmwide registered-representative headcount, so PlainAdvisorCheck measures firm size by branch footprint.
Where can I verify X-Change Financial Access, LLC's disciplinary record?
You can verify X-Change Financial Access, LLC's full disciplinary history on FINRA BrokerCheck at brokercheck.finra.org using CRD number 126201. BrokerCheck provides detailed information about individual registered representatives, complaints, and regulatory actions.
What is a FINRA disclosure?
A FINRA disclosure is a reported event (regulatory, arbitration, or civil). X-Change Financial Access, LLC's 33 events mean reading the underlying BrokerCheck detail matters more than the raw count alone.
Should I avoid X-Change Financial Access, LLC because of its disclosures?
Not necessarily. Larger firms accumulate more disclosures simply because they operate more offices, so PlainAdvisorCheck grades each firm against same-size peers rather than on raw counts. X-Change Financial Access, LLC carries 33 disclosures across 2 branch offices (about 16.50 per office). Review the nature of individual disclosures on FINRA BrokerCheck before making a decision.

Nationwide peers by disclosures or branches

Two PlainAdvisorCheck-derived peer sets for X-Change Financial Access, LLC, both outside IL so the neighborhoods are not state containment (the same-size intensity list below stays size-tier local).

Read with this firm

Read our methodology - heavier-disclosure firms: how raw counts and per-office intensity are graded.

Retrieved and formatted by PlainAdvisorCheck from FINRA BrokerCheck public records.