CRD #126201 · FINRA BrokerCheck + SEC IAPD

X-Change Financial Access, LLC

According to FINRA BrokerCheck disclosure totals used on PlainAdvisorCheck graded firms, X-Change Financial Access, LLC ranks #172 of 20,055 by disclosure count (most disclosures first). Among firms registered in IL, it ranks #8 of 200 on the same disclosure sort used on the state browse page. X-Change Financial Access, LLC carries 33 BrokerCheck disclosures across 2 branch offices - heavy load for a small firm, earning a Grade F.

Verify on FINRA BrokerCheck → Browse all firms
Grade F
Safety grade
2
branch offices
33
disclosures
#172 of 20,055
disclosure rank · graded

FINRA BrokerCheck disclosure docket

CRD record 126201 X-Change Financial Access, LLC

X-Change Financial Access, LLC · Grade F · 33 disc · 16.50/office · Small firm

  • CRD 126201
  • GRADE F
  • DISC 33
  • REG 33
  • ARB 0
  • CIV 0
  • BRANCH 2
  • PER-OFF 16.50
  • RANK #172 of 20,055
  • BOOK Small firm

Intensity peers

Nearest same-size peer: Lightspeed Financial Services Group LLC (15.67 disc/office)

Lightspeed Financial Se…15.67Susquehanna Investment …14.00IMC Financial Markets20.00X-Change Financial … (this)16.50
Disclosures per office among small firm peers (lower is cleaner)

X-Change Financial Access, LLC ranks #172 of 20,055 by disclosure count among graded broker-dealers; heavy load at 16.50 disclosures per office. Verify on FINRA BrokerCheck →

PlainAdvisorCheck rating 1/5 - an editorial, size-normalized signal, not a regulatory determination. Always verify the underlying record on FINRA BrokerCheck before engaging an advisor.

Data updated July 2026

Branch offices

2 offices

FINRA: Small firm

Total disclosures

33 events

On FINRA BrokerCheck

Regulatory events

33 actions

100% of all disclosures

Disclosures per office

16.50 per office

33 ÷ 2 offices

Disclosure Intensity

Disclosures per branch office, the firm's disclosure load relative to its operating footprint.

X-Change Financial Access, LLC - disclosures per branch office 100.0%
Typical multi-office firm

Most multi-office firms sit below ~0.5 disclosures per branch; values above 1.0 are notably high for the footprint.

Disclosure Breakdown

Disclosure Type Count
Regulatory Events 33
Arbitrations 0
Civil Events 0
Total 33

Counts for X-Change Financial Access, LLC reflect events reported on FINRA BrokerCheck as of July 2026. Disclosures are reported events, not proven violations.

Disclosure category share

Regulatory 33 Arbitration 0 Civil 0

Firm Details

Firm Size
Small
Scope
ACTIVE
Location
Chicago, IL, 60606
Formed
04/09/2001
State of Formation
Illinois
CRD Number
126201
SEC Number
65860

Regulator-heavy mix

X-Change Financial Access, LLC in the heavier-disclosure third

X-Change Financial Access, LLC carries 33 BrokerCheck disclosures across 2 branch offices - a heavier-third raw book among graded firms (#172 of 20,055). Regulator-initiated events are 100% of the book (33 regulatory / 0 arbitration / 0 civil).

100% of X-Change Financial Access, LLC's 33 disclosures are regulator-initiated (33 events). Verify on FINRA BrokerCheck ↗ · how disclosures are interpreted.

Educational summary of X-Change Financial Access, LLC's disclosure book - not financial advice. Disclosures are reported events, not proven violations; consult a licensed advisor before decisions.

Illinois cohort · 6.48× state average

X-Change Financial Access, LLC sits above the Illinois disclosure average

X-Change Financial Access, LLC reports 33 BrokerCheck disclosures, 6.48× the Illinois average of 5.1 across 200 graded firms with a principal-office state on file.

In Illinois, 99 firms carry Grade A and 8 carry Grade F on the same size-normalized scale.

Average uses graded firms with a principal-office state on file, not a full 50-state census. Open the Illinois state book →

Source: FINRA BrokerCheck & SEC IAPD Public Disclosure Data

Frequently Asked Questions

Where does X-Change Financial Access, LLC sit among graded broker-dealers by disclosure count?
According to FINRA BrokerCheck disclosure totals used on PlainAdvisorCheck graded firms, X-Change Financial Access, LLC ranks #172 of 20,055 by disclosure count (most disclosures first). Among firms registered in IL, it ranks #8 of 200 on the same disclosure sort used on the state browse page. Ordinals match the disclosure-first sort documented on our methodology corpus-placement section. A high disclosure rank is not automatically a finding of wrongdoing; larger firms accumulate more reported events. Always review the underlying FINRA BrokerCheck detail before engaging.
What does a grade of F mean for X-Change Financial Access, LLC?
A grade of F reflects X-Change Financial Access, LLC's disclosure intensity, its weighted disclosure load per branch office, ranked against other firms of a similar size (small firm). It carries 33 total disclosures across 2 branch offices. Review the specific disclosures on FINRA BrokerCheck before engaging.
How many FINRA disclosures does X-Change Financial Access, LLC have?
X-Change Financial Access, LLC has 33 total FINRA disclosures, including 33 regulatory events. Disclosures reflect reported events on FINRA BrokerCheck and do not necessarily indicate proven violations.
How big is X-Change Financial Access, LLC?
X-Change Financial Access, LLC operates 2 branch offices and is classified by FINRA as a small firm, registered in IL (Small firm). FINRA BrokerCheck publishes branch-office counts but not a firmwide registered-representative headcount, so PlainAdvisorCheck measures firm size by branch footprint.
Where can I verify X-Change Financial Access, LLC's disciplinary record?
You can verify X-Change Financial Access, LLC's full disciplinary history on FINRA BrokerCheck at brokercheck.finra.org using CRD number 126201. BrokerCheck provides detailed information about individual registered representatives, complaints, and regulatory actions.
What is a FINRA disclosure?
A FINRA disclosure is a reported event (regulatory, arbitration, or civil). X-Change Financial Access, LLC's 33 events mean reading the underlying BrokerCheck detail matters more than the raw count alone.
Should I avoid X-Change Financial Access, LLC because of its disclosures?
Not necessarily. Larger firms accumulate more disclosures simply because they operate more offices, so PlainAdvisorCheck grades each firm against same-size peers rather than on raw counts. X-Change Financial Access, LLC carries 33 disclosures across 2 branch offices (about 16.50 per office). Review the nature of individual disclosures on FINRA BrokerCheck before making a decision.

Nationwide peers by disclosures or branches

Two PlainAdvisorCheck-derived peer sets for X-Change Financial Access, LLC, both outside IL so the neighborhoods are not state containment (the same-size intensity list below stays size-tier local).

Read with this firm

Read our methodology - heavier-disclosure firms: how raw counts and per-office intensity are graded.

Retrieved and formatted by PlainAdvisorCheck from FINRA BrokerCheck public records.

Every figure on PlainAdvisorCheck is rendered directly from FINRA BrokerCheck and SEC IAPD disciplinary records, no number is typed in by an editor. This page draws directly on FINRA BrokerCheck and SEC IAPD data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of July 2026.