CRD #20472 · FINRA BrokerCheck + SEC IAPD

Tiaa-Cref Individual & Institutional Services, LLC

According to FINRA BrokerCheck disclosure totals used on PlainAdvisorCheck graded firms, Tiaa-Cref Individual & Institutional Services, LLC ranks #592 of 20,055 by disclosure count (most disclosures first). Among firms registered in NY, it ranks #68 of 868 on the same disclosure sort used on the state browse page. Tiaa-Cref Individual & Institutional Services, LLC carries 12 BrokerCheck disclosures across 1,831 branch offices - light load for a national firm, earning a Grade B.

Verify on FINRA BrokerCheck → Browse all firms
Grade B
Safety grade
1,831
branch offices
12
disclosures
#592 of 20,055
disclosure rank · graded

FINRA BrokerCheck disclosure docket

CRD record 20472 Tiaa-Cref Individual & Institutional Services, LLC

Tiaa-Cref Individual & Institutional Services, LLC · Grade B · 12 disc · 0.01/office · National firm

  • CRD 20472
  • GRADE B
  • DISC 12
  • REG 8
  • ARB 4
  • CIV 0
  • BRANCH 1,831
  • PER-OFF 0.01
  • RANK #592 of 20,055
  • BOOK National firm

Intensity peers

Nearest same-size peer: Cambridge Investment Research, Inc. (0.01 disc/office)

Cambridge Investment Re…0.01MML Investors Services,…0.01Nylife Securities LLC0.01Tiaa-Cref Individua… (this)0.01
Disclosures per office among national firm peers (lower is cleaner)

Tiaa-Cref Individual & Institutional Services, LLC ranks #592 of 20,055 by disclosure count among graded broker-dealers; light load at 0.01 disclosures per office. Verify on FINRA BrokerCheck →

PlainAdvisorCheck rating 4/5 - an editorial, size-normalized signal, not a regulatory determination. Always verify the underlying record on FINRA BrokerCheck before engaging an advisor.

Data updated July 2026

Branch offices

1,831 offices

FINRA: Large firm

Total disclosures

12 events

On FINRA BrokerCheck

Regulatory events

8 actions

67% of all disclosures

Disclosures per office

0.01 per office

12 ÷ 1,831 offices

Tiaa-Cref Individual & Institutional Services, LLC vs. every disclosing firm

Disclosures per branch office, the size-normalized signal behind the grade (lower is cleaner)

0 Among the cleanest for its size a cleaner per-office record than 98% of 1,251 disclosing firms

0–0: 314 disclosing firms (25%). This entry sits in this band. 0–1: 159 disclosing firms (13%). Above this entry. 1–1: 301 disclosing firms (24%). Above this entry. 1–1: 40 disclosing firms (3%). Above this entry. 1–1: 140 disclosing firms (11%). Above this entry. 1–2: 32 disclosing firms (3%). Above this entry. 2–2: 65 disclosing firms (5%). Above this entry. 2–2: 9 disclosing firms (1%). Above this entry. 2–2: 72 disclosing firms (6%). Above this entry. 2–3: 14 disclosing firms (1%). Above this entry. 3–3: 24 disclosing firms (2%). Above this entry. 3–3: 6 disclosing firms (0%). Above this entry. 3–3: 32 disclosing firms (3%). Above this entry. 3–4: 5 disclosing firms (0%). Above this entry. 4–4: 10 disclosing firms (1%). Above this entry. 4–4: 3 disclosing firms (0%). Above this entry. 4–4: 9 disclosing firms (1%). Above this entry. 4–5: 3 disclosing firms (0%). Above this entry. 5–5: 11 disclosing firms (1%). Above this entry. 5–5: 2 disclosing firms (0%). Above this entry. This firm 0 5 every disclosing firm, by disclosures per office, bucketed by value

Each bar is a band; taller bars hold more disclosing firms. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FINRA BrokerCheck · SEC IAPD · 2026

Disclosure Breakdown

Disclosure Type Count
Regulatory Events 8
Arbitrations 4
Civil Events 0
Total 12

Counts for Tiaa-Cref Individual & Institutional Services, LLC reflect events reported on FINRA BrokerCheck as of July 2026. Disclosures are reported events, not proven violations.

Disclosure category share

Regulatory 8 Arbitration 4 Civil 0

Firm Details

Firm Size
Large
Scope
ACTIVE
Location
New York, NY
CRD Number
20472

Lower disclosures per office

Tiaa-Cref Individual & Institutional Services, LLC in the heavier-disclosure third

Tiaa-Cref Individual & Institutional Services, LLC carries 12 BrokerCheck disclosures across 1,831 branch offices - a heavier-third raw book among graded firms (#592 of 20,055). Regulator-initiated events are 67% of the book (8 regulatory / 4 arbitration / 0 civil).

Tiaa-Cref Individual & Institutional Services, LLC runs 0.01 disclosures per branch office (cleaner than 98% of disclosing multi-office firms). Verify on FINRA BrokerCheck ↗ · how disclosures are interpreted.

Educational summary of Tiaa-Cref Individual & Institutional Services, LLC's disclosure book - not financial advice. Disclosures are reported events, not proven violations; consult a licensed advisor before decisions.

New York cohort · 1.37× state average

Tiaa-Cref Individual & Institutional Services, LLC sits above the New York disclosure average

Tiaa-Cref Individual & Institutional Services, LLC reports 12 BrokerCheck disclosures, 1.37× the New York average of 8.7 across 868 graded firms with a principal-office state on file.

In New York, 513 firms carry Grade A and 7 carry Grade F on the same size-normalized scale.

Average uses graded firms with a principal-office state on file, not a full 50-state census. Open the New York state book →

Source: FINRA BrokerCheck & SEC IAPD Public Disclosure Data

Frequently Asked Questions

Where does Tiaa-Cref Individual & Institutional Services, LLC sit among graded broker-dealers by disclosure count?
According to FINRA BrokerCheck disclosure totals used on PlainAdvisorCheck graded firms, Tiaa-Cref Individual & Institutional Services, LLC ranks #592 of 20,055 by disclosure count (most disclosures first). Among firms registered in NY, it ranks #68 of 868 on the same disclosure sort used on the state browse page. Ordinals match the disclosure-first sort documented on our methodology corpus-placement section. A high disclosure rank is not automatically a finding of wrongdoing; larger firms accumulate more reported events. Always review the underlying FINRA BrokerCheck detail before engaging.
What does a grade of B mean for Tiaa-Cref Individual & Institutional Services, LLC?
A grade of B reflects Tiaa-Cref Individual & Institutional Services, LLC's disclosure intensity, its weighted disclosure load per branch office, ranked against other firms of a similar size (national firm). It carries 12 total disclosures across 1,831 branch offices. Review the specific disclosures on FINRA BrokerCheck before engaging.
How many FINRA disclosures does Tiaa-Cref Individual & Institutional Services, LLC have?
Tiaa-Cref Individual & Institutional Services, LLC has 12 total FINRA disclosures, including 8 regulatory events, 4 arbitrations. Disclosures reflect reported events on FINRA BrokerCheck and do not necessarily indicate proven violations.
How big is Tiaa-Cref Individual & Institutional Services, LLC?
Tiaa-Cref Individual & Institutional Services, LLC operates 1,831 branch offices and is classified by FINRA as a large firm, registered in NY (National firm). FINRA BrokerCheck publishes branch-office counts but not a firmwide registered-representative headcount, so PlainAdvisorCheck measures firm size by branch footprint.
Where can I verify Tiaa-Cref Individual & Institutional Services, LLC's disciplinary record?
You can verify Tiaa-Cref Individual & Institutional Services, LLC's full disciplinary history on FINRA BrokerCheck at brokercheck.finra.org using CRD number 20472. BrokerCheck provides detailed information about individual registered representatives, complaints, and regulatory actions.
What is a FINRA disclosure?
A FINRA disclosure is a reported event (regulatory, arbitration, or civil). Tiaa-Cref Individual & Institutional Services, LLC's 12 events mean reading the underlying BrokerCheck detail matters more than the raw count alone.
Should I avoid Tiaa-Cref Individual & Institutional Services, LLC because of its disclosures?
Not necessarily. Larger firms accumulate more disclosures simply because they operate more offices, so PlainAdvisorCheck grades each firm against same-size peers rather than on raw counts. Tiaa-Cref Individual & Institutional Services, LLC carries 12 disclosures across 1,831 branch offices (about 0.01 per office). Review the nature of individual disclosures on FINRA BrokerCheck before making a decision.

Nationwide peers by disclosures or branches

Two PlainAdvisorCheck-derived peer sets for Tiaa-Cref Individual & Institutional Services, LLC, both outside NY so the neighborhoods are not state containment (the same-size intensity list below stays size-tier local).

Read with this firm

  • Cambridge Investment Research, Inc. (IA) - 0.01 disclosures/office, nearest national firm peer to Tiaa-Cref Individual & Institutional Services, LLC's 0.01
  • MML Investors Services, LLC (MA) - 0.01 disclosures/office, nearest national firm peer to Tiaa-Cref Individual & Institutional Services, LLC's 0.01
  • Nylife Securities LLC (NY) - 0.01 disclosures/office, nearest national firm peer to Tiaa-Cref Individual & Institutional Services, LLC's 0.01
  • Firms in NY - state roster that includes Tiaa-Cref Individual & Institutional Services, LLC's registration home.
  • How to Vet a Financial Advisor - Due diligence checklist when reviewing a Grade B firm like Tiaa-Cref Individual & Institutional Services, LLC.
  • Reading BrokerCheck Reports - How Tiaa-Cref Individual & Institutional Services, LLC's 0.01 disclosures-per-office figure is derived.
  • Most Disclosures - Raw disclosure-volume leaders for context next to Tiaa-Cref Individual & Institutional Services, LLC.
  • Compare firms - put Tiaa-Cref Individual & Institutional Services, LLC next to peers on grade and footprint.

Read our methodology - heavier-disclosure firms: how raw counts and per-office intensity are graded.

Retrieved and formatted by PlainAdvisorCheck from FINRA BrokerCheck public records.